Wednesday, February 22, 2012Savings Accounts Guide, Banking & Interest Rate Resource.
High Interest Savings Rates of Yield,
Online Savings Accounts
We provide these figures as a convenience to chart higher interest
yields and rates on savings accounts, for online
accounts that
are
made available to the public by lenders and savings institutions.
Frequently requested characteristics normally of concern to the
customer are
fees and
check writing
ability. Which are listed
however some of the more unique features to each can be found in
the leading description.
|
| Current Yield | Min Deposit | Service Fees | Write Checks | Date | |
| .90% APY | - 0 - balance | none | no | 2.08.12 |
EverBank, Jacksonville FL, states they are FDIC insured with 24/7 online access to accounts.
| Current Yield | Min Deposit | Service Fees | Write Checks | Date | |
| .76% | $1,500 | none |  |
2.03.12 |
SmartyPig, West Des Moines, IA, is not a typical savings account. SmartPig lets you set a savings goal and requires that deposits be made on a regular basis. The savings for purposes of withdrawal are then transferred to a debit card or one of a number of gift cards.
| Current Yield | Min Deposit | Service Fees | Write Checks | Date | |
| .70% APY | - 0 - balance | none | no | 2.08.12 |
Yield based on $0 to $50,000 balance.
CapitalOne, Houston, TX, now offer an InterestPlus online savings account with also 10% bonus for interest earned on select accounts. FDIC insured. Accounts are opened for as little as $1 however without the stated level of interest.
| Current Yield | Min Deposit | Service Fees | Write Checks | Date | |
| .65% APY | $1,000 balance | none | no | 2.08.12 |
Note: all rates are those posted per company websites. Before entering into a savings relationship, be certain to check with each of the insituitions directly for their own details so as to verify rates, terms, and fees. For example, even though there may no fees advertised, fees might apply when minimum balances are not met. The above is always subject to change.